.terms-hero {
  position: relative;
  background-image: radial-gradient(circle at top left, rgba(200, 169, 106, 0.25), transparent 60%),
    linear-gradient(135deg, #050608, #141821);
}

.terms-hero__content {
  max-width: 44rem;
  position: relative;
  z-index: 1;
}

.terms-hero__meta {
  margin-top: var(--space-6);
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
}

.terms-layout {
  display: grid;
  grid-template-columns: minmax(0, 280px) minmax(0, 1fr);
  gap: var(--space-10);
}

.terms-toc {
  position: sticky;
  top: var(--space-10);
  align-self: flex-start;
  background: var(--color-bg-elevated);
  border-radius: var(--radius-lg);
  padding: var(--space-5);
  border: 1px solid rgba(148, 163, 184, 0.3);
  box-shadow: var(--shadow-subtle);
}

.terms-toc__title {
  font-size: var(--font-size-md);
  text-transform: uppercase;
  letter-spacing: 0.16em;
  margin-bottom: var(--space-4);
}

.terms-toc ol {
  list-style: none;
  padding-left: 0;
  margin: 0 0 var(--space-5);
}

.terms-toc li {
  font-size: var(--font-size-sm);
  color: var(--color-text-muted);
}

.terms-toc li + li {
  margin-top: 0.4rem;
}

.terms-toc a {
  display: inline-block;
}

.terms-toc__cta {
  border-top: 1px solid rgba(148, 163, 184, 0.35);
  padding-top: var(--space-4);
}

.terms-content {
  max-width: 54rem;
}

.terms-section + .terms-section {
  margin-top: var(--space-12);
}

.terms-section p {
  max-width: 70ch;
}

.terms-section ul {
  max-width: 64ch;
}

.terms-age-figure {
  margin-top: var(--space-6);
  margin-bottom: var(--space-4);
}

.terms-age-figure img {
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-soft);
}

.terms-age-figure figcaption {
  margin-top: var(--space-2);
  font-size: var(--font-size-xs);
  color: var(--color-text-muted);
}

.terms-next-steps__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-6);
  margin-top: var(--space-6);
}

.terms-next-card {
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.terms-next-card .card-body {
  margin-top: var(--space-4);
}

@media (max-width: 900px) {
  .terms-layout {
    grid-template-columns: 1fr;
  }

  .terms-toc {
    position: static;
    order: -1;
  }
}

@media (max-width: 640px) {
  .terms-next-steps__grid {
    grid-template-columns: 1fr;
  }
}